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Anmol Jeevan

Anmol Jeevan

LIC’s Anmool Jeevan II is a regular premium paying conventional without profit pure protection plan.Our Online LIC agents in Jaipur will help you provide proper knowledge and guidance about the policy, so that you can choose right policy and enjoy the policy benefits.

Policy Type: Term Insurance Plan

Policy Information:

LIC’s Anmool Jeevan II is a regular premium paying conventional without profit pure protection plan.

Policy Highlights:

  • • Minimum Basic Sum Assured: 6,00,000/-
  • • Maximum Basic Sum Assured: 24,00,000/-
  • • Minimum Policy Term: 5 years
  • • Maximum Policy Term: 25 years
  • • Minimum Entry Age: 18 years (completed)
  • • Maximum Entry Age: 55 years (nearer birthday)
  • • Maximum Cover Ceasing Age: 65 years
  • • Mode of Premium Payment: Yearly, Half-yearly
  • Accidental Death & Disability Benefit Rider is available on payment of additional premium.
  • Policy Benefits:

  • • On Death: On death of the Life Assured during the policy term Sum Assured shall be payable.
  • • On Survival : On survival to the end of the policy term,no benefits shall be payable.
  • • Surrendered Value: No surrender value will be available under this plan.
  • GRACE PERIOD FOR PAYMENT OF PREMIUM:

    A grace period of one calendar month but not less than 30 days will be allowed.

    If the death of the Life Assured occurs within the grace period but before the payment of premium then due, the policy will still be valid and the benefits are paid after deduction of the said unpaid premium and also the unpaid premium/s falling due before the next policy anniversary.

    If the premium is not paid before the expiry of the days of grace, the Policy lapses.

    If the policy has not lapsed and the claim is admitted in case of death under the policy where the mode of Payment of Premium is Half-yearly, unpaid premium(s), if any, falling due before the next policy anniversary shall be deducted from the claim amount.

    REBATES / ADDITIONAL PREMIUM:

    Additionalpremium for Half-yearly Mode: 2% of tabular annual premium rates

    High Sum Assured Rebate: Nil

    SUICIDE CLAUSE:

    This policy shall be void if the Life Assured (whether sane or insane) commits suicide within 12 months from the date of commencement of risk or from the date of revival, an amount equal to 80% of the premiums paid till the date of death (excluding any taxes and extra premium, if any), provided the policy is inforce, shall be payable. The Corporation will not entertain any other claim under this policy.

    BACK-DATING INTEREST:

  • The policies can be dated back within the same financial year. No dating back interest shall be charged.
  • Loan on Policy:

  • • Loan Facility is available under this plan, after payment of premiums for at least 2 full years.
  • Income Tax Benefits:

  • • Maturity under this plan is free under sec 10(10D)
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