Jeevan Arogya

Policy Type: Health Insurance Plan

Policy Information:

Policy Highlights:

• Minimum Basic Sum Assured: 1,00,000/-

• Maximum Basic Sum Assured: No Limit

• Premium Paying Term: 20 year

• Minimum Entry Age: 18 years (completed)

• Maximum Entry Age: 65 years (nearer birthday)

• Maximum Maturity Age: 25 years (last birthday)

• Mode of Premium Payment: Yearly, Half-yearly

Accidental Death & Disability Benefit Rider is available on payment of additional premium.

Minimum Entry Age:

Self/spouse- 18years

Children- 3 months

Parents/in-laws- 18 year

Maximum Entry Age:

Self/spouse- 65years

Children- 17 years

Parents/in-laws- 75 year

Policy Benefits:

On Death:

Nothing is payable

On Maturity:

Nothing is payable

Surrender Value:

Nothing is payable

• Hospital Cash Benefit (HCB)

• Major Surgical Benefit (MSB)

• Day Care Procedure Benefit (DCPB)

• Other Surgical Benefit (OSB)

• Ambulance Benefit

• Premium waiver Benefit (PWB)

Mode and High HCB Rebates:

Mode Rebate:

• Yearly mode – 2% of Tabular Premium

• Half-yearly mode – 1% of Tabular premium

HCB Rebate:

HCB	PL	Other than PI
2000	500	250
3000	1000	500
4000	1500	750

Cover Ceasing Age:

Self/spouse- 80years

Children- 25 years

Parents/in-laws- 80 year

Optional Rider:

LIC’s Accidental Benefit Rider

LIC’s New Term Assurance Rider

Loan on Policy:

• Loan Facility is available under this plan, after payment of premiums for at least 2 full years.

Income Tax Benefits:

• Maturity under this plan is free under sec 10(10D)