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Children's Money Back Plan

Children's Money Back Plan

This plan is specially designed to meet the educational, marriage and other needs of growing children through Survival Benefits.Our best LIC agent in Jaipur online will help you provide proper knowledge and guidance about the policy, so that you can choose right policy and enjoy the policy benefits.

Policy Benefits as per your Savings

Save ₹2000 per Month

Get ₹ 9,84,400/- @ Age 25
  • TERM: TILL AGE 25 OF CHILD
  • BENEFITS: Rs. 9,84,400/- TAX FREE AT AGE 25
  • GET Rs. 92,000/- MONEY BACK AT AGE 18, 20 & 22
  • GET Rs. 7,08,400/- AT AGE 25
  • GET TOTAL RS. 9,84,400/- TAX FREE AT AGE 25
  • SAVE TAX OF Rs. 1,54,220/- OVER 22 YEARS
  • SPECIAL FEATURE THIS POLICY HAS A PREMIUM WAIVER BENEFIT, INCASE OF PARENTS DEATH NO PREMIUM TILL AGE 25 OF CHILD.
  • IDEAL FOR CHILD’S EDUCATION & MARRIAGE
Book Policy

Save ₹4000 per Month

Get ₹ 20,11,600/- @ Age 25
  • TERM: TILL AGE 25 OF CHILD
  • BENEFITS: Rs. 20,11,600/- TAX FREE AT AGE 25
  • GET Rs. 1,88,000/- MONEY BACK AT AGE 18, 20 & 22
  • GET Rs. 14,47,600/- AT AGE 25
  • GET TOTAL RS. 20,11,600/- TAX FREE AT AGE 25
  • SAVE TAX OF Rs. 3,02,148/- OVER 22 YEARS
  • SPECIAL FEATURE THIS POLICY HAS A PREMIUM WAIVER BENEFIT, INCASE OF PARENTS DEATH NO PREMIUM TILL AGE 25 OF CHILD.
  • IDEAL FOR CHILD’S EDUCATION & MARRIAGE
Book Policy

Save ₹8000 per Month

Get ₹ 40,01,800/- @ Age 25
  • TERM: TILL AGE 25 OF CHILD
  • BENEFITS: Rs. 40,01,800/- TAX FREE AT AGE 25
  • GET Rs. 3,74,000/- MONEY BACK AT AGE 18, 20 & 22
  • GET Rs. 28,79,800/- AT AGE 25
  • GET TOTAL RS. 40,01,800/- TAX FREE AT AGE 25
  • SAVE TAX OF Rs. 6,04,296/- OVER 22 YEARS
  • SPECIAL FEATURE THIS POLICY HAS A PREMIUM WAIVER BENEFIT, INCASE OF PARENTS DEATH NO PREMIUM TILL AGE 25 OF CHILD.
  • IDEAL FOR CHILD’S EDUCATION & MARRIAGE
Book Policy

Policy Details

Policy Type: Child Plan

Policy Information:

LIC’s New Children’s Money Back Plan is a participating non-linked money back plan. This plan is specially designed to meet the educational, marriage and other needs of growing children through Survival Benefits. In addition, it provides for the risk cover on the life of child during the policy term and for number of survival benefits on surviving to the end of the specified durations.

Policy Highlights:

  • • Minimum Basic Sum Assured: 1,00,000/-
  • • Maximum Basic Sum Assured: No Limit
  • • Policy Term: 25 – Age at entry of the child
  • • Minimum Entry Age: 0 Year Last Birthday
  • • Maximum Entry Age: 12 Year Last Birthday
  • • Maximum Age at Maturity for Life Assured: 25 years
  • • Mode of Premium Payment: Yearly, Half-yearly, Quarterly & Monthly
  • Policy Benefits:

  • • On Death Before the Date of Commencement of Risk: An amount equal to the total amount of premium’s paid excluding taxes, extra premium and rider premium, if any shall be payable.
  • • On Death Before the Date of Commencement of Risk: An amount equal to the total amount of premium’s paid excluding taxes, extra premium and rider premium, if any shall be payable.
  • • Where ‘S.A. on Death’ is defined as the higher of
    i. 10 times of Anualized Premium, OR
    ii. 105%of all Premiums paid as on death OR
  • • The premiums exclude taxes, extra premium and rider premiums.
  • • On Survival :
  • If Policy in full force :

  • • Completion Age 18YRS – 20% OF MSA
  • • Completion Age 20YRS – 20% OF MSA
  • • On Maturity at Age 25YRS 40% of MSA + Vested Bonus + FAB if any.
  • • Surrendered Value: The Policy can be surrendered at any time during the policy term provided atleast 3 full years premiums have been paid.
  • Loan on Policy:

  • • Loan Facility is available under this plan, after payment of premiums for at least 3 full years.
  • Income Tax Benefits:

  • • Premium paid under this plan is eligible for TAX rebate under section 80c.
  • • Maturity under this plan is free under sec 10(10D)
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