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New Money Back 25 Years Plan

New Money Back 25 Years Plan

This plan offers attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term.Our online insurance advisor in Jaipur will help you provide proper knowledge and guidance about the policy, so that you can choose right policy and enjoy the policy benefits.

Policy Benefits as per your Savings

Save ₹2000 per Month

Get ₹ 8,66,250/- @ Age 50
  • TERM: 20 Years
  • BENEFITS: Rs. 8,66,250/- TAX FREE AT AGE 50
  • GET Rs. 57,750/- MONEY BACK AT AGE 30, 35, 40 & 45
  • GET Rs. 6,60,606/- AT AGE 50
  • GET TOTAL RS. 8,66,250/- TAX FREE AT AGE 50
  • SAVE TAX OF Rs. 1,37,400/- OVER 20 YEARS
  • GET LIFE COVER UPTO Rs. 9,62,500 /-
  • IDEAL FOR FINANCIAL PROTECTION & INVESTMENT
Book Policy

Save ₹4000 per Month

Get ₹ 17,66,250/- @ Age 50
  • TERM: 20 Years
  • BENEFITS: Rs. 17,66,250/- TAX FREE AT AGE 50
  • GET Rs. 1,17,750/- MONEY BACK AT AGE 30, 35, 40 & 45
  • GET Rs. 12,95,250/- AT AGE 50
  • GET TOTAL RS. 17,66,250/- TAX FREE AT AGE 50
  • SAVE TAX OF Rs. 2,70,080/- OVER 20 YEARS
  • GET LIFE COVER UPTO Rs. 19,62,500/-
  • IDEAL FOR FINANCIAL PROTECTION & INVESTMENT
Book Policy

Save ₹8000 per Month

Get ₹ 35,32,500/- @ Age 50
  • TERM: 20 Years
  • BENEFITS: Rs. 35,32,500/- TAX FREE AT AGE 50
  • GET Rs. 2,35,500/- MONEY BACK AT AGE 30, 35, 40 & 45
  • GET Rs. 25,90,500/- AT AGE 50
  • GET TOTAL RS. 35,32,500/- TAX FREE AT AGE 50
  • SAVE TAX OF Rs. 5,40,140/- OVER 20 YEARS
  • GET LIFE COVER UPTO Rs. 39,25,000/-
  • IDEAL FOR FINANCIAL PROTECTION & INVESTMENT
Book Policy

Policy Details

Policy Type: Investment Plan

Policy Information:

LIC’s New Money Back Plan-25 years is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term.

Policy Highlights:

  • • Minimum Basic Sum Assured: 1,00,000/-
  • • Maximum Basic Sum Assured: No Limit
  • • Policy Term: 25 years
  • • Maximum Policy Term: 25 years
  • • Premium Paying Term: 20 years
  • • Minimum Entry Age: 13 years (completed)
  • • Maximum Entry Age: 45 years (nearer birthday)
  • • Maximum Age at Maturity for Life Assured: 70 years
  • • Mode of Premium Payment: Yearly, Half-yearly, Quarterly & Monthly
  • • Accidental Death & Disability Benefit Rider is available on payment of additional premium.
  • Policy Benefits:

  • • On Death: “Sum Assured + Vested Bonus + FAB if any.”
  • • Where ‘S.A. on Death’ is defined as the higher of
    i. 10 times of Anualized Premium, OR
    ii. 105%of all Premiums paid as on death OR
    iii. 125% of the Basic Sum Assured.
  • • The premiums exclude taxes, extra premium and rider premiums.
  • • On Survival: 15% of Basic SA is payable after 5th, 10th, 15th and 20th year of the policy.
  • • Maturity Time 40% of Basic Sum Assured + Vested Bonus + FAB if any.
  • • Surrendered Value: The Policy can be surrendered at any time during the policy term provided at least 3 full years premiums have been paid.
  • Loan on Policy:

  • • Loan Facility is available under this plan, after payment of premiums for at least 3 full years.
  • Income Tax Benefits:

  • • Premium paid under this plan is eligible for TAX rebate under section 80c.
  • • Maturity under this plan is free under sec 10(10D)
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